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Compare Rates From Top US Lenders

Find Your Best Personal Loan in Minutes

Compare rates from 15+ top lenders. Get pre-qualified with no impact to your credit score. Funding as fast as next business day.

  • APR from 3.49% to 35.99%
  • Loan amounts $1,000 - $100,000
  • Terms from 61 days to 72 months
Important: All loans are installment loans, NOT payday loans. Maximum APR is 35.99%.
👇 Fill out the form below to see your personalized loan offers
⚡ Takes only 60 seconds • No credit impact

Get Your Personalized Loan Offers

Fill out the form below to see rates you qualify for

Purpose
Amount
Credit
Personal
Address
Income
Banking
Confirm

What do you need the loan for?

This helps us find the best rates for your situation

Debt ConsolidationConsolidate debt at a lower rate
Home ImprovementRenovate or repair your home
Medical ExpensesCover medical or dental bills
Car / AutoPurchase or refinance a vehicle
Major PurchaseFinance a large purchase
BusinessFund your business needs
VacationFund your dream getaway
OtherMoving, wedding, or other

How much do you need to borrow?

Drag the slider to select your loan amount

$15,000
$1,000$50,000

What's your estimated credit score?

Don't know? Take your best guess

750+
Excellent
700-749
Very Good
660-699
Good
600-659
Fair
500-599
Poor
Below 500
Very Poor
Not Sure
I Don't Know

Tell us about yourself

This information helps lenders provide accurate offers

10-digit US phone number, no dashes

What's your address?

Lenders use this to verify your identity

Employment & Income

This helps lenders determine the best rates for you

Before taxes (gross)

Banking & Identity

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9-digit routing number
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Your data is safe: All information is transmitted securely via 256-bit SSL encryption directly to our lending partners. We never store your SSN or bank details.

Review & Submit

Please confirm the following before we find your loan offers

By clicking "Find My Loan Offers," I agree to the Terms of Use, Privacy Policy, and Disclosures. I consent to having my information shared with lenders and lending networks, and I authorize them to pull my credit report as required by the Fair Credit Reporting Act (FCRA). I understand that this may result in a hard credit inquiry.

Finding your best rates...

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Verifying your information
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Matching your best offers
Finalizing results
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You've Been Matched!

A lender has been found for your loan request.
Click below to complete your application.

✓ You are under no obligation to accept

Application Update

We're Sorry

We were unable to match you with a lender at this time.

This may be due to:

  • ✓ Credit profile requirements
  • ✓ Income verification
  • ✓ State availability
  • ✓ Lending criteria not met

You may try again later or explore other options.

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Loan Payment Calculator

Estimate your monthly payment before you apply

$
%
APR ranges from 3.49% to 35.99%
months
Terms: 61 days to 72 months
Estimated Monthly Payment
$498
Total Interest
$2,928
Total Repayment
$17,928

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No Credit Impact

Soft pull only

Fast Funding

Next business day

15+ Lenders

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We are here to answer your questions

Frequently Asked Questions

Here are answers to the most common questions about personal loans.

APR ranges from 3.49% to 35.99%. Maximum APR is 35.99%.
Repayment terms range from 61 days to 72 months. All loans are installment loans, NOT payday loans.
Top Loan Finder is not a lender. Our service is completely free, and you are under no obligation to accept any offer.
Checking your rate uses a "soft pull" that does NOT affect your credit score.

Important Rate & Fee Information

Maximum APR

35.99%

APR ranges from 3.49% to 35.99%

Repayment Terms

61 days - 72 mo

All loans are installment loans, NOT payday loans.

Origination Fees

0% - 8%

Some lenders charge fees

Representative Example

Loan Amount$10,000
Loan Term36 months
Interest Rate9.99%
Origination Fee$500 (5%)
APR (Including Fees)13.55%
Monthly Payment$322.60
Total Repayment$11,613.60