Compare Rates From Top US Lenders

Find Your Best Personal Loan in Minutes

Compare rates from 15+ top lenders. Get pre-qualified with no impact to your credit score. Funding as fast as next business day.

APR from 3.49% to 35.99%
Loan amounts $1,000 - $100,000
Terms from 61 days to 72 months

Important: All loans are installment loans, NOT payday loans. Maximum APR is 35.99%.

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⚡ Takes only 60 seconds • No credit impact

Get Your Personalized Loan Offers

Fill out the form below to see rates you qualify for

Purpose

Amount

Credit

Personal

Address

Income

Banking

Confirm

What do you need the loan for?

This helps us find the best rates for your situation

Debt ConsolidationConsolidate debt at a lower rate

Home ImprovementRenovate or repair your home

Medical ExpensesCover medical or dental bills

Car / AutoPurchase or refinance a vehicle

Major PurchaseFinance a large purchase

BusinessFund your business needs

VacationFund your dream getaway

OtherMoving, wedding, or other

How much do you need to borrow?

Drag the slider to select your loan amount

$15,000

$1,000$50,000

What's your estimated credit score?

Don't know? Take your best guess

750+

Excellent

700-749

Very Good

660-699

Good

600-659

Fair

500-599

Poor

Below 500

Very Poor

Not Sure

I Don't Know

Tell us about yourself

This information helps lenders provide accurate offers

First Name *

Last Name *

Date of Birth *

Email Address *

Phone Number *

10-digit US phone number, no dashes

What's your address?

Lenders use this to verify your identity

Street Address *

City *

State *

ZIP Code *

Months at Address *

Residence Type *

Employment & Income

This helps lenders determine the best rates for you

Income Type *

Employer Name *

Monthly Income *

Before taxes (gross)

Months Employed *

Pay Frequency *

Next Pay Date *

Banking & Identity

Secure & encrypted — required for lender verification

Bank Name *

Routing Number (ABA) *

9-digit routing number

Account Number *

Account Type *

Direct Deposit? *

Months at Bank *

Social Security Number *

256-bit SSL encrypted

Driver's License # *

Driver's License State *

Your data is safe: All information is transmitted securely via 256-bit SSL encryption directly to our lending partners. We never store your SSN or bank details.

Review & Submit

Please confirm the following before we find your loan offers

Do you own a home?

Do you own a car?

Are you active military?

By clicking "Find My Loan Offers," I agree to the Terms of Use, Privacy Policy, and Disclosures. I consent to having my information shared with lenders and lending networks, and I authorize them to pull my credit report as required by the Fair Credit Reporting Act (FCRA). I understand that this may result in a hard credit inquiry.

I have read and agree to the terms above, including consent for lenders to pull my credit report. *

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Finalizing results

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A lender has been found for your loan request.
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We were unable to match you with a lender at this time.

This may be due to:

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✓ Income verification
✓ State availability
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Loan Payment Calculator

Estimate your monthly payment before you apply

Loan Amount

Interest Rate (APR)

APR ranges from 3.49% to 35.99%

Loan Term

months

Terms: 61 days to 72 months

Estimated Monthly Payment

$498

Total Interest

$2,928

Total Repayment

$17,928

Bank-Level Security

256-bit SSL encryption

No Credit Impact

Soft pull only

Fast Funding

Next business day

15+ Lenders

Vetted partners

We are here to answer your questions

Frequently Asked Questions

Here are answers to the most common questions about personal loans.

APR ranges from 3.49% to 35.99%. Maximum APR is 35.99%.

Repayment terms range from 61 days to 72 months. All loans are installment loans, NOT payday loans.

Top Loan Finder is not a lender. Our service is completely free, and you are under no obligation to accept any offer.

Checking your rate uses a "soft pull" that does NOT affect your credit score.

Important Rate & Fee Information

Maximum APR

35.99%

APR ranges from 3.49% to 35.99%

Repayment Terms

61 days - 72 mo

All loans are installment loans, NOT payday loans.

Origination Fees

0% - 8%

Some lenders charge fees

Representative Example

Loan Amount$10,000

Loan Term36 months

Interest Rate9.99%

Origination Fee$500 (5%)

APR (Including Fees)13.55%

Monthly Payment$322.60

Total Repayment$11,613.60