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Find Your Best Personal Loan in Minutes

Compare rates from 15+ top lenders. Get pre-qualified with no impact to your credit score. Funding as fast as next business day.

  • APR from 3.49% to 35.99%
  • Loan amounts $1,000 - $100,000
  • Terms from 61 days to 72 months
Important: All loans are installment loans, NOT payday loans. Maximum APR is 35.99%.
👇 Fill out the form below to see your personalized loan offers
⚡ Takes only 60 seconds • No credit impact

Get Your Personalized Loan Offers

Fill out the form below to see rates you qualify for

Purpose
Amount
Credit
Personal
Contact

What do you need the loan for?

This helps us find the best rates for your situation

Pay Off Credit CardsConsolidate debt at a lower rate
Home ImprovementRenovate or repair your home
Emergency ExpensesCover unexpected costs
Major PurchaseFinance a car, wedding, or vacation

How much do you need to borrow?

Drag the slider to select your loan amount

$15,000
$1,000$50,000

What's your estimated credit score?

Don't know? Take your best guess

720+
Excellent
660-719
Good
600-659
Fair
Below 600
Rebuilding

Tell us about yourself

This information helps lenders provide accurate offers

Final step - Contact info

We'll send your personalized loan offers here

We'll never spam or share your email
For identity verification only
Why we need this: Lenders require the last 4 digits of your SSN to verify your identity. Your information is encrypted with 256-bit SSL.
By clicking "See My Offers," you agree to our Terms and Privacy Policy. This is a soft credit check and will NOT affect your credit score.

Finding your best rates...

This usually takes a few seconds

Verifying your information
Searching 15+ lender partners
Matching your best offers
Congratulations!

Great News! We Found Matching Lenders

We found 5 lender offers matching your profile.
Click below to view your personalized rates.

✓ This did NOT affect your credit score

Application Update

We're Sorry

Based on your profile, we're unable to match you with our current lender partners at this time.

Common requirements include:

  • ✓ Active checking account
  • ✓ Monthly income $1,200 – $10,000
  • ✓ Age between 20 and 65
  • ✓ Available in most US states

✓ Your information has NOT been shared with any lenders

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Loan Payment Calculator

Estimate your monthly payment before you apply

$
%
APR ranges from 3.49% to 35.99%
months
Terms: 61 days to 72 months
Estimated Monthly Payment
$498
Total Interest
$2,928
Total Repayment
$17,928

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No Credit Impact

Soft pull only

Fast Funding

Next business day

15+ Lenders

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We are here to answer your questions

Frequently Asked Questions

Here are answers to the most common questions about personal loans.

APR ranges from 3.49% to 35.99%. Maximum APR is 35.99%.
Repayment terms range from 61 days to 72 months. All loans are installment loans, NOT payday loans.
Top Loan Finder is not a lender. Our service is completely free, and you are under no obligation to accept any offer.
Checking your rate uses a "soft pull" that does NOT affect your credit score.

Important Rate & Fee Information

Maximum APR

35.99%

APR ranges from 3.49% to 35.99%

Repayment Terms

61 days - 72 mo

All loans are installment loans, NOT payday loans.

Origination Fees

0% - 8%

Some lenders charge fees

Representative Example

Loan Amount$10,000
Loan Term36 months
Interest Rate9.99%
Origination Fee$500 (5%)
APR (Including Fees)13.55%
Monthly Payment$322.60
Total Repayment$11,613.60