Important Disclosures
Last Updated: January 2025
⚠️ Important Notice
Top Loan Finder is NOT a lender. We are a loan comparison service that connects consumers with potential lending partners. We do not make credit decisions or guarantee loan approval.
Advertising Disclosure
Top Loan Finder is an advertising-supported comparison service. We may receive compensation from lending partners when you:
- Click on links to lender websites
- Submit loan applications through our platform
- Are approved for and accept a loan
This compensation may affect how and where lenders appear on our site, including the order in which they are displayed.
Rate & Fee Disclosure
| Item | Details |
|---|---|
| APR Range | 3.49% to 35.99% |
| Maximum APR | 35.99% |
| Loan Amounts | $1,000 to $100,000 |
| Repayment Terms | 61 days to 72 months |
| Origination Fees | 0% to 8% |
| Loan Type | Installment loans (NOT payday loans) |
Representative Example
A loan of $10,000 with a 36-month term at an interest rate of 9.99% and an origination fee of 5% ($500) would have:
- APR: 13.55% (including origination fee)
- Monthly Payment: $322.60
- Total Interest Paid: $1,113.60
- Total Amount Repaid: $11,613.60
Credit Score Impact
Checking your rate on Top Loan Finder uses a "soft pull" that does NOT affect your credit score.
However, if you choose to proceed with a loan application directly with a lender, they may perform a "hard inquiry" which can temporarily affect your credit score.
State Availability
Loan availability, terms, and rates may vary by state. Not all lenders operate in all states. Some states have specific regulations that may affect the loans available to you.
Contact Information
For questions about these disclosures:
Email: [email protected]